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Frugal Living Tips, Issue #014
March 01, 2010

Welcome to March's Frugal Living Tips newsletter.

The whole website has been revamped and given a new fresh modern look. I hope you like it.

What with rebuilding and welcoming new contributors to the site, I have been extremely busy this month, but thats how i like it.

Spring is in the air, well nearly and many of you will be giving thought to your garden for the summer. So this month I have included some frugal gardening tips to help you spend less, gain more.

Enjoy this months Frugal-Living-Tips.Com newsletter and visit us soon.

Best Wishes Kate




1. Recipe - Apple Crumble

2. Container Gardening For A Frugal Garden

3. Tip of The Month - Buying second hand

Join In Our Frugal Forum

4. Coupons. - Money Off Coupons

5 Article - Compost: Black Gold for Every Garden


1. Recipe - Apple Crumble

Picture by dichohecho on

Submitted by

Diviya Moorjani
Plainfield - United States

Recipe Ingredients:

½ litre 2%milk
2 medium apples, 1 shredded and 1 chopped
4 tsp condensed milk, sweetened
2 tsp pure vanilla extract
30 whole wheat Ritz crackers ,crushed
strawberries, blueberries and Nutela Chocolate Spread, for garnish

Recipe Instructions:

Grate an apple with a hand grater and chop the other in a mini chopper. Keep aside.

In a medium sized pot heat milk on medium flame. After about 7 mins add the apples and lower the heat.

After 10 mins, add the vanilla extract and condensed milk at a time and keep stirring the milk after each addition, until the milk separates; the solid curds will separate from the water. This should about 20 - 25mins.

Allow it cool for half an hour and then strain through cheese cloth in a strainer.

Now let it cool in the fridge.

Right before serving the dessert, crush about 30 Whole Wheat Ritz Crackers on a pyrex bow.

Now layer the crushed crackers crumbles apple mixture made earlier.

Next layer with whipped cream.

Repeat the layering making up to 4 or 5 layers.

Garnish with Strawberries, blueberries and Nutela Hazelnut chocolate spread.

More Frugal recipes


2. Container Gardening For A Frugal Garden

Container gardening is the perfect solution for you if you want to have a garden but either don't want to spend lots of time maintaining lawns and beds or only have a small area to enjoy.

The problem is that any trip to the local gardening store will tell you that container pots can be quite expensive.

However any container with suitable drainage can be used for your garden and with a little imagination can be turned into the most attractive pot.

Decide how you want your garden to look

There are many different looks for a container garden and your first step is to decide what style of garden you are looking for, as this will determine where you look for your containers. Some ideas for a container garden are:
picture by Mara

Rustic - a very traditional look for a garden where pots are a simple terracotta or wood and even old wheelbarrows can be pressed into service as part of your container gardening.

Read the rest of this article here


3. Tip Of the Month - Buying Second Hand


When buying nything second hand use these tips to make sure you get what you pay for.

1. Check what the current new retail price for the item you are hoping to buy second hand. that way you will know whether or not you are paying a fair price.

2. Test electrical good before you buy. this is especailly true when buying from a garage or yard sale.

3. Search wooden items for signs of woodworm.

4. Check soft furnishing for signs of moth infestation and carpets for signs of carpet bneetle.

5. Don't be tempted to buy good which you suspect have been stolen. You could end up with the police on your door.

More Frugal Tips


Don't forget to join in our frugal forum. ask questions and help answer those of others.



4. Free Downloadable Coupons

These are just some of the coupons you can download for free this month. Click on the image to see the full range available. Please use Internet explorer to view coupons.



Compost: Black Gold for Every Garden
by Don Trotter

article from Dollar Stretcher

Upromise.comHello fellow Earthlings and welcome to the compost heap. In this discussion we will be touching on a few of the amazing things that compost can do for any gardener's success rate. So let's take a stroll out to that giant pile of leaves and envision a transformation into fertile, biologically active compost.

Composted organic matter is easy to make but it is also easy to find at the garden center if you are not inclined to make it or are pressed for space in the garden. Making compost can now be done in any number of tumblers, bins, and containers that are available at every home center and nursery. These compost makers vary in size from giant molded plastic monstrosities big enough for a farm to units no larger than a five-gallon bucket. The advent of several new types of composting has actually brought the manufacturing of fertilizer making indoors. The worm bin, a method of converting kitchen waste into "vermicompost" is becoming a very popular way to recycle organic matter. Several municipalities across North America have begun giving away worm bins to homeowners along with instructions. Worm composting or "vermicomposting" is now a very popular way to turn vegetable scraps, shredded newspaper, and a number of other materials into worm castings. Worm poop "castings" is quite possibly the most fertile material known in nature. And we can make it without doing any work. The worms do everything just by doing their business 24 hours a day, 7 days a week. No odor, no mess, and for you braver souls, the bins fit under the kitchen sink.

Composting is also a great way for your children to gain greater understanding of how nature recycles everything in order to remain sustainable. In our society of disposable everything, teaching our kids that nature has a better way of using trash to maintain her system. Your kids will be amazed at how waste is converted into fertilizer. You might even get them more interested in the garden this way as well.

Some things to think about when adding compost to the garden are the way it improves soil structure, enhances the health of beneficial biological organisms that live in soil, and helps to save you money on your water bill by forming the spongy organic substance known as humus. Compost has the ability to transform any soil type into a planting medium that will support the healthy and vigorous growth of your precious plants. Compost helps your soil to provide an abundance of essential minerals and nutrients to your plants continuously. Chemical fertilizers can't do half of the things that compost does to improve the quality of your garden. Many chemical fertilizer products are actually antagonistic to the beneficial organisms in your soil. These are the very organisms that help to convert minerals into substances your plants can use as well as the suppression of pathogenic organisms that can cause diseases in your plants.

Compost also insulates your soil from the heat of the sun and from extreme cold. Composted organic matter is very effective at keeping soils cool during hot weather and keeping them warm when the weather cools down. This feature benefit of composting or mulching with compost is very effective at keeping the roots of your plants insulated against the elements. A layer of compost on top of your garden soil will work as a sponge for moisture and will soak up excess moisture and store it for future use by plants. The activity of the organisms in the compost as it decomposes releases minute amounts of caloric heat that will protect the roots of your plants from freezing in light frosts. Compost can serve many purposes while it works to improve the quality of your soil.

There are many commercial brands of compost available today. Most of them are very good products. If your community has a yard waste-recycling program you may be able to obtain this type of compost called "greenwaste" for a very good price. These greenwaste composts are sometimes the best materials available to the home gardener due to their low price and good quality. Pesticide residues are no more of a problem in these greenwaste products than other commercial brands and are universally accepted by organic certification organizations.

So go out and get some compost for your garden or try your hand at home composting. Your soil and your plants will love you for it. Not to mention how much money you'll save by using less water and no chemicals. Next time we will be discussing the use of natural materials for pest control. See you in the Garden!

Got Questions? Email the Doc at Don Trotter's natural gardening columns appear nationally in environmentally sensitive publications. Check out Don's books The Complete Natural Gardener and Natural Gardening A-Z at your local bookstore or any on line bookseller for more helpful gardening tips. Both books are from Hay House Publishing


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