Do you think you were born frugal?

by Kate

Strange question you may think. but is it?

I have been reading articles lately where by they suggest that some people are genetically predisposed to be more frugal than others.

This idea is something I'm not sure about. My parents were not rich but they never seemed to watch their money. My father left all the finances up to my mother. By doing this he had no responsibility and so just spent what he liked without worrying. My mother liked the best, which meant that buying cheap brands was not something she liked to even consider.

Needless to say I grew up hearing arguments about the lack of money and debts etc. So i am more convinced that my environmental upbringing is why I am so frugal rather than it having anything to do with genetics.

So what do you think?

Were you born frugal or have you learned to be frugal?